Sattva Vistara is a 6-acre high-rise project by Sattva Group in KIADB Bagalur, North Bangalore. It has 4 towers of G+30 to G+35 floors and about 750 homes. The 2 BHK starts at Rs 1.21 Crores and the 3 BHK starts at Rs 1.41 Crores. This page helps buyers estimate the monthly EMI for a home loan on any unit here. All figures are samples. Confirm the final EMI with your bank.
EMI stands for Equated Monthly Instalment. It is the fixed amount you pay your bank every month to repay a home loan. Each payment covers part of the loan principal and the interest on the balance. The EMI stays the same every month for the full loan term.
Three things set the EMI: the loan amount, the interest rate, and the tenure. A higher loan or rate means a higher EMI. A longer tenure lowers the monthly EMI but raises the total interest paid over time.
The table below shows sample EMIs at 9% interest for a 20-year tenure with 80% loan-to-value. All figures are indicative.
| Unit Type | Unit Price | Loan (80%) | EMI at 9%, 20 Yrs |
| 2 BHK | Rs 1.21 Crores | Rs 96.8 Lakhs | ~Rs 87,000/month |
| 3 BHK | Rs 1.41 Crores | Rs 1.13 Crores | ~Rs 1,01,500/month |
Unit prices are indicative pre-launch figures. Final prices are confirmed at the December 2026 launch. All EMI figures are samples only. The actual EMI depends on the final loan amount, the bank's rate, and the tenure chosen.
Home loan rates vary by bank, borrower profile, and credit score. The table below shows sample EMIs for a Rs 1 Crore loan at different rates and tenures.
| Loan Amount | Rate | Tenure | Monthly EMI |
| Rs 1.00 Crore | 8.5% | 20 years | ~Rs 87,000 |
| Rs 1.00 Crore | 9.0% | 20 years | ~Rs 90,000 |
| Rs 1.00 Crore | 9.5% | 20 years | ~Rs 93,200 |
| Rs 1.00 Crore | 9.0% | 15 years | ~Rs 1,01,400 |
| Rs 1.00 Crore | 9.0% | 25 years | ~Rs 83,900 |
A longer tenure lowers the monthly EMI. But the total interest paid over the loan life is higher.
Several things change the EMI on a home loan for Sattva Vistara.
Sattva Vistara follows a construction-linked payment plan. Buyers do not pay the full amount at once. Payments are spread across building milestones from booking to possession in December 2031. The loan is drawn in stages as each milestone is hit. The EMI starts on the disbursed amount, not the full loan.
This lowers the effective EMI during construction. By possession in December 2031, the full loan is disbursed and the standard EMI kicks in.
Sattva Vistara is in KIADB Bagalur, North Bangalore. Kempegowda International Airport is 10.3 km away, about 15 minutes by road. The KIADB Aerospace and Hardware Park is 3 km away. Doddajala Metro Station (upcoming) is about 2.5–3 km away. NH-44 is 9 km away.
The project has 4 towers of G+30 to G+35 floors with 750 homes on 6 acres. It has a 50,000 sq ft clubhouse and 60+ amenities. Pre-launch opened in October 2026. The official launch is in December 2026. Possession is planned for December 2031.
The 2 BHK starts at Rs 1.21 Crores. For a loan of Rs 96.8 Lakhs at 9% for 20 years, the EMI is about Rs 87,000 per month. The final EMI depends on the loan amount, rate, and tenure your bank offers.
The 3 BHK starts at Rs 1.41 Crores. For a loan of Rs 1.13 Crores at 9% for 20 years, the EMI is about Rs 1,01,500 per month. Confirm the final amount with your bank.
Banks fund up to 80% of the property value. For the 2 BHK at Rs 1.21 Crores, the minimum down payment is about Rs 24.2 Lakhs. The exact amount depends on your bank's terms and your loan eligibility.
Most major banks and housing finance companies give home loans for Sattva Group projects. Check with your preferred bank for current rates and eligibility. A pre-approved loan letter helps speed up the booking process.
A 25-year home loan offers lower monthly installments compared to a 20-year term, but it increases the overall interest paid over time. Select a loan duration that aligns with your monthly cash flow while keeping long-term interest expenses reasonable.
Yes. NRIs can take home loans from Indian banks for property in India. NRI home loan eligibility and rates may differ from resident loans. NRI buyers should check with their bank and a legal advisor for the documents needed.
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